LoanOS

Good morning, Admin 👋

Here's what's happening today — Friday, 8 May 2026

1,248

Total clients

↑ 24 this month

843

Active loans

↑ ₹4.2 Cr portfolio

₹18.4L

EMI collected (May)

↑ 12% vs last month

67

Overdue EMIs

↓ ₹2.1L outstanding

Recent loansView all →

Client	Amount	Status	EMI
RP Ramesh Patel 24m	₹1,50,000	Active	₹7,200
SM Sunita Mehta 12m	₹75,000	Pending	₹6,800
AS Arvind Shah 36m	₹3,00,000	Active	₹9,400
PJ Priya Joshi 6m	₹50,000	Defaulter	₹8,900

Today's EMI duesRecord →

Client	EMI	Mode	Status
Meena Rathod	₹4,500	UPI	Paid
Farida Shaikh	₹3,800	NACH	Paid
Suresh Lal	₹9,000	NACH	Bounce
Nilesh Gohil	₹6,100	Cash	Pending
Ramesh Patel	₹7,200	NACH	Processing

Collection split

Cash55%

UPI / Online28%

NACH12%

Bounce5%

Alerts sent today

WhatsApp reminders

142 clients · Due tomorrow

Receipts sent

89 clients · Auto-generated

Overdue alerts

23 clients · 3+ days late

Quick actions

All clients

1,248 clients registered · 1,104 active

Client	Phone	Loan	Outstanding	Status
RP Ramesh Patel KYC verified · Jan 2025	98765 43210	₹1,50,000 / 24m	₹88,000	Active
SM Sunita Mehta KYC pending · Mar 2025	91234 56789	₹75,000 / 12m	₹75,000	Review
AS Arvind Shah KYC verified · Nov 2024	99887 76655	₹3,00,000 / 36m	₹2,10,000	Active
PJ Priya Joshi KYC verified · Sep 2024	90909 12345	₹50,000 / 6m	₹22,000	Defaulter

Onboard new client

Fill in KYC details to register the client

✓

Personal

2

Documents

3

Bank

4

Review

Personal details

First name

Last name

Date of birth

Gender

Address

Mobile

Email

KYC documents

Aadhaar number

PAN number

Aadhaar front

PNG/JPG/PDF

Aadhaar back

PNG/JPG/PDF

PAN card

PNG/JPG/PDF

Employment & income

Employment type

Monthly income

Employer / Business name

Bank details

Bank name

Account number

IFSC code

Account type

Loan list

843 active · 67 overdue · 12 closed this month

843

Active loans

67

Overdue

₹4.2 Cr

Total portfolio

Loan ID	Client	Amount	Rate	Tenure	EMI	Outstanding	Status
#LN-2401	Ramesh Patel Flat rate	₹1,50,000	18%	24m	₹7,200	₹88,000	Active
#LN-2402	Arvind Shah Reducing	₹3,00,000	21%	36m	₹9,400	₹2,10,000	Active
#LN-2403	Priya Joshi Flat rate	₹50,000	24%	6m	₹8,900	₹22,000	Defaulter

Create new loan

Fill details and auto-generate EMI schedule

Loan details

Select client

Loan amount (₹)

Interest rate (% p.a.)

Tenure (months)

Interest type

Disbursement date

First EMI date

EMI preview Flat rate

₹9,833

Monthly EMI

₹18,000

Total interest

₹1,18,000

Total payable

12

Instalments

First 3 EMIs preview

#	Due date	EMI	Principal	Interest	Balance

EMI schedule

Loan #LN-2401 · Ramesh Patel · ₹1,50,000 / 24 months

₹1,50,000

Loan amount

8 paid

Instalments

16 left

Remaining

₹88,000

Outstanding

#	Due date	EMI	Principal	Interest	Balance	Paid on	Status

Payments

All transactions · May 2026

₹18.4L

Collected (May)

₹2.1L

Overdue

12

Bounced

₹8,400

Penalty collected

Txn ID	Client	Date	Amount	Mode	Type	Status	Receipt
#TXN-8801	Meena Rathod	08 May 2026	₹4,500	UPI	EMI #7	Success
#TXN-8799	Suresh Lal	07 May 2026	₹9,000	NACH	EMI #3	Bounce	—
#TXN-8798	Ramesh Patel	07 May 2026	₹7,200	Cash	EMI #9	Success

Record EMI payment

Manual cash / offline collection entry

Payment details

Select client

EMI number

Amount (₹)

Payment date

Payment mode

Reference / UTR

Penalty (₹)

Remarks

Receipt preview

LoanOS Finance

Payment Receipt

#RCP-2026-05-0089

Client	Ramesh Patel
Loan ID	#LN-2401
Amount paid	₹7,200
Mode	Cash
Date	08 May 2026
Outstanding	₹80,800

Thank you for your payment!

NACH / UPI AutoPay

Mandate setup & tracking

312

Active mandates

28

Pending setup

3

Failed / cancelled

Set up new mandate

✓

Select client

2

Bank & amount

3

Send link

4

Confirmed

Mandate type

Debit amount (₹)

Frequency

Active mandates

Client	Loan	Amount	Type	Next debit	Status	Action
Meena Rathod	#LN-2406	₹4,500	UPI AutoPay	08 Jun 2026	Active
Suresh Lal	#LN-2409	₹9,000	NACH	08 Jun 2026	Bounce ×2

Client portal preview

What Ramesh Patel sees when he logs in

Viewing as: Client

RP

Namaste, Ramesh 🙏

Loan #LN-2401 · Active since Jan 2025

Next EMI due

08 Jun 2026

₹1,50,000

Loan amount

8

EMIs paid

16

EMIs remaining

₹88,000

Outstanding

Next EMI payment

₹7,200

Due on 08 Jun 2026 · EMI #10 of 24

My documents

Loan statement

Full EMI history

Payment receipts

8 receipts available

GST invoice

Processing fee receipt

Notifications

Alerts, reminders & system events

1,842

WhatsApp sent (May)

644

SMS sent (May)

3

Pending triggers

Recent activity

EMI reminder sent to 142 clients

Due: 08 Jun 2026 · WhatsApp Business API

9:00 AM

Payment receipt sent to Meena Rathod

₹4,500 · EMI #7 · Auto-generated

10:23 AM

Bounce alert: Suresh Lal

₹9,000 NACH bounce · ₹500 penalty applied

11:45 AM

Overdue reminder: 23 clients

3+ days past due · Escalation SMS triggered

2:00 PM

MIS reports

Download, schedule, and view management reports

Collection report

Total EMI collected, mode-wise breakup

Overdue report

Overdue loans, DPD bucket analysis

Disbursement report

Loans disbursed, client details

Portfolio summary

Active loans, NPA, interest income

Documents

GST invoices, EMI receipts, loan statements

Document	Client	Type	Date	Size	Action
GST Invoice #INV-0089 Processing fee	Ramesh Patel	GST Invoice	08 May 2026	142 KB
EMI Receipt #RCP-8801 EMI #7 · ₹4,500	Meena Rathod	EMI Receipt	08 May 2026	68 KB

Roles & access

Manage staff permissions and 2FA settings

Super admin

Full access

All modules · User management · 2FA required

Staff

Operations access

Client mgmt · Loan ops · EMI entry · No reports

Client

Portal only

View own loans · Pay EMI · Download receipts

Settings

Company, payment gateways, and notification config

Company details

Company name

GSTIN

Contact email

Support phone

Payment gateways

Razorpay

Connected

API key

Cashfree

Not connected

App ID